Blockchain is shaping the real estate market

Blockchain in the real estate

Real estate is one of the largest investment classes in the world, involving substantial sums of money over a long period of time. As a result, processes and property registrations are time-consuming and require many documents. Implementing Blockchain in the real estate can change this for good, but there are still a few challenges. In […]

14 Blockchain real estate companies boosting the industry

14 Blockchain real estate companies

Blockchain real estate companies are gaining popularity among buyers, sellers and investors. The integrated system of trust of this technology makes it ideal for real estate. Besides helping the traditional real estate industry, Blockchain is also being adopted by the burgeoning property sharing sector. We have analysed 14 companies that use the increasingly popular technology […]

Stablecoins classification and regulatory issues

Stablecoin classification

Stablecoins emerged over the past year as a revolutionary innovation not only within the virtual currency market; they could become a new mechanism for global commerce. The idea behind the stablecoins is quite simple: provide people with benefits of convertible virtual currency, without the worry for volatility. Stablecoin classification The list of stablecoin projects is […]

What does the FATF do for cryptos?

What is FATF

Uncertainty is the enemy of all business. And unfortunately for many Blockchain companies, they have been tightrope-walking across a gaping void when it comes to cryptocurreny regulation. But what is the role of the Financial Action Task Force (FATF) when it comes to this area? Meet the Financial Action Task Force The FATF is an […]

Crypto assets and KYC: challenges and opportunities

Crypto assets and KYC

KYC (Know Your Customer) measures focus on verifying the identity of customers and sufficiently understanding their background and risk profile. They are part of the general AML (Anti-Money Laundering) duties almost all companies are requested to take care of. The 4th AMLD (Anti-Money Laundering Directive, Directive (EU) 2015/849) states that «customer due diligence measures shall […]

International sanctions and cryptos: how to mitigate the risk

Blockchain regulatory compliance

Blockchain technology underpins digital currencies like Bitcoin and has the potential to alter the global financial system over the next couple of years. In particular, trade finance. This area of the financial system is most likely to benefit from the technology as it can help it become cheaper, faster and more accessible to the wider […]

AML risks of cryptocurrency for Swiss banks

AML risks of cryptocurrency for Swiss banks

Ever since the first decentralised cryptocurrency, bitcoin, burst onto the scene back in 2009, the financial world has started to move at lightning speed. The term cryptocurrency is a buzzword that’s never been far away from the headlines. Whether it’s surrounding Starbucks’ decision to accept bitcoin in May 2019 or a $1 million AML scandal […]

AML transaction monitoring on Blockchain

AML transaction monitoring

AML Transaction Monitoring isn’t just a case of being compliant. It’s about going above and beyond the minimum standard. Here’s why. Transaction Monitoring is becoming increasingly important as AML regulations get tighter and tighter. It’s a term used when a financial institution chooses (or is required) to track its customers’ transactions to learn more information […]

Blockchain and GDPR compliance: mission (im)possible?

Blockchain GDPR compliance

With the immutable nature of blockchain directly conflicting GDPR’s requirement to delete personal data, is there a way to reconcile inconsistencies between the two? Can Blockchain and GDPR compliance both exist? The General Data Protection Regulation (GDPR) was first approved and adopted by the European Union (EU) Parliament on April 2016 and became effective on […]

Cryptocurrency and crime: uses and ways to stop it

Cryptocurrency and crime

Over the past few years, cryptocurrencies have grown rapidly in price, popularity and mainstream adoption. To put it into context, the numerous online cryptocurrency exchanges and markets have daily dollar volume in the billions. With such volumes, a link between cryptocurrency and crime is, unfortunately, inevitable. As of January 2018, the total market capitalisation of […]